Withdrawal Guide

Learn how to withdraw USDC from your Sprout B2B account.

Withdrawal Process

Step 1: Check Available Balance

First, verify your withdrawable balance:

curl -X GET "https://api.sproutfi.xyz/api/1/b2b/balance" \
  -H "Authorization: Bearer YOUR_API_KEY"

Look at the withdrawable field to see how much you can withdraw.

Step 2: Request Withdrawal

Submit a withdrawal request with your destination wallet address:

curl -X POST "https://api.sproutfi.xyz/api/1/b2b/withdraw" \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"amount": 1000, "to_address": "0xYourWalletAddress..."}'

The to_address is your wallet address on Base chain where you want to receive the USDC.

Step 3: Wait for Processing

Withdrawals are processed by the Sprout team. Once processed, USDC will be sent to the wallet address you specified.

Step 4: Verify Transaction

Check your transaction history:

curl -X GET "https://api.sproutfi.xyz/api/1/b2b/transactions" \
  -H "Authorization: Bearer YOUR_API_KEY"

Withdrawal Limits

Limit	Value
Minimum	No minimum
Maximum	Your `withdrawable` balance
Daily	No daily limit

Processing Time

Stage	Time
Request created	Immediate
Review & approval	1-4 hours (business hours)
Funds withdrawn from vaults	1-4 hours
USDC sent to your wallet	Upon vault withdrawal completion

Total estimated time: Same day during business hours, next business day otherwise.

Important Notes

Withdrawable Amount

Your withdrawable balance equals:

principal + net_yield

Where:

principal = Total deposits - Total withdrawals
net_yield = Earned yield - Management fees

Vault Liquidity

In rare cases, withdrawal may take longer if:

Market conditions require gradual position unwinding
Vault utilization is very high

We will notify you if any delays are expected.

Fees

There are no withdrawal fees. The management fee (10% of yield) is calculated daily and already reflected in your withdrawable balance.

Withdrawal Statuses

Status	Description
`pending`	Request received, awaiting processing
`processing`	Funds being withdrawn from vaults
`confirmed`	USDC sent to your wallet
`failed`	Withdrawal failed (contact support)

Troubleshooting

"Insufficient withdrawable balance" error

Your withdrawal amount exceeds your available balance. Check your current balance first.

Withdrawal stuck in "pending"

Business hours: Allow up to 4 hours
Outside business hours: Will be processed next business day
If still pending after expected time, contact support